Their underwriting guidelines make it easier for older individuals to qualify for coverage, which can be particularly advantageous for those who may have pre-existing health conditions. ![]() In addition to WriteFit, Minnesota Life and Securian Financial have excellent underwriting criteria for older clients seeking life insurance for seniors. The primary advantage of WriteFit is that applicants can get covered quickly and easily without undergoing a medical exam or giving fluid samples like blood and urine. This option is available for individuals between the ages of 18-54 and offers coverage up to $2,000,000. One of Securian Life Insurance’s standout offerings is WriteFit, which is essentially life insurance without an exam. In the case of Securian Financial, there are some key aspects that we would like to highlight at the beginning of this review. At IBUSA, we make it our mission to have an in-depth understanding of each carrier’s pros and cons so that we can provide the best recommendations to our clients.
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